Mortgage
Once the right Mortgage product has been found for you the application and paperwork is all completed by us, ensuring the whole process runs smoothly and is stress-free.
Remortgage
With so many options and potential fees to consider, it can be challenging to research the Mortgage market on your own. Working with a mortgage broker will give you access to their expertise and knowledge.
Buy to Let
The buy to let Mortgage market can be complex, this type of mortgage is a higher risk to the lenders, with a vast knowledge of buy to let Mortgages we can help you get the right Mortgage product.
Local Plymouth Mortgage Advisors for Local People
Buy to Let Mortgages in Plymouth
Who's Eligible for a Buy to Let Mortgage?
Buy to let Mortgages are suitable for people who wish to invest in other properties. Investing in property can be risky, so when applying for a Buy To Let Mortgage you need to carefully consider the risks involved.
Buy to Let Mortgage Lenders General Criteria
Typically, Buy To Let Mortgage lenders will require you to already own your own home, outright or with an outstanding Mortgage. In conjunction with this you will need to have a good credit record and not be stretched by existing commitments. This would normally include your existing Mortgage or Mortgages and any other credit commitments you may have.
Who offers Buy To Let Mortgages?
The majority of the big banks and building societies offer Buy To Let Mortgages. There are also Buy To Let lenders who specialise in this area. We offer our experience and knowledge of Buy To Let Mortgage for advice before you take out a Buy To Let Mortgage, as we will help you choose the best deal for you.
Local Plymouth Mortgage Advisors for Local People
Buy to Let Mortgages
Providing individual mortgage advice; unique to you
Whether you’re becoming a landlord for the first time or you’re looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.
How do buy to let mortgages differ from residential mortgages? :
- Interest rates are usually higher on buy to let mortgages compared to residential
- Whereas for residential mortgages your deposit could be as little as 5% of the property value you will have to pay at least 25% for a buy to let mortgage.
- Unlike a standard mortgage, where the amount you can borrow is linked to your income, with a buy to let mortgage, the lender will instead look at how much rent you could make from the property on which the mortgage is secured.
We can help you arrange a bespoke buy to let solution that’s tailored to you. Call our expert team today to find out more.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Call a Plymouth Mortgage Adviser
01752 318353
Here to help with getting the right Mortgage for you with experienced Mortgage Advice
You probably already have a lot on your plate, let us take a weight off your mind with our wide range of services, we have tried hard to simplify all our services for you, whilst maintaining the same level of professionalism and value.
Local Plymouth Mortgage Advisors for Local People
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Some Kind Words From our Customers
Clive made our first time purchase so easy. We told him the basics and he worked his magic, making it super easy for us! Clive gave us plenty of options, along with recommendations. Any questions we had, he was able to answer. We received such a professional and high standard service, I would recommend anyone who is looking for a mortgage advisor, to use Clive. Thank you for everything, we’ll be forever grateful!
We were first time buyers and Clive made the whole process simple and hassle-free, going above and beyond. He was always proactive and was fantastic at communicating at every stage. Highly recommended.
A very professional service. I was a first time buyer with not alot of knowledge and Clive made the whole experience easy and explained every step of the way. He was always in communication with both myself and other parties and always there to answer any questions. would highly recommend their services.
After approaching Clan Financial Services with the plan to finish the last 5 years of my mortgage with a fixed plan. I found them to be very professional and friendly. I was offered a great deal which would save me a good bit of money every month. Once I agreed, Clan did all the work and transferred over seamlessly. I started to make savings almost immediately. I whole heartedly recommended Clan Financial Services to everyone.
Fully recommend clan financial services, they have been thorough and diligent in researching financial products to best suit our needs. Sound expert knowledge of the mortgage sector backed up with years of experience in the field. Clan financial services are very effective in breaking down complex financial jargon into easily understandable terms. Which is why we have chosen to remain with them for over 5 years now.
Clive has incredible knowledge of the mortgage products Available and made our house buying experience a pleasure, he managed to save us a lot of money choosing the most suitable lender for us! Highly recommended couldn’t do anymore to make us the happiest clients!
I have used Clan Financial Services several times to remortgage Buy to Let as well as my own home, I have also taken out a Life Insurance Policy through Clan. Clive is very knowledgeable and has given clear & professional advice throughout the process! I would highly recommend using Clan Financial Services
Please Call to Find out about the Mortgage Advice we Could offer you
Mortgages | Remortgages | First Time Buyers | Buy to Let
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Clan Financial Services is authorised and regulated by the Financial Conduct Authority. FCA register number 484655.
The information given in this website does not contain all of the details you need to choose a mortgage. The FCA does not regulate some forms of buy to let mortgages.